Credit scores are supposed to show your ability to manage debt responsibly. So why is it that you sometimes see your credit score drop in the short term after you pay off debt?

You survived the interviews. You deftly explained where you see yourself in five years. You even sparkled when you described your greatest weakness. Now there’s just one thing standing between you and your dream job: a credit check.

Dave Ramsey is proud of the fact that he doesn't have a credit score. The anti-debt crusader, who has an estimated net worth of at least $200 million, calls FICO scores the “I love debt scores.” But unless you're mega-wealthy like Ramsey, you probably need a credit score.

Payday loans may look appealing in a cash crunch, particularly for people with low credit scores. But the fees and interest are exorbitant, leading many borrowers to take out loan after loan.

What’s tough on your wallet isn’t always bad for your credit scores. Here are 10 setbacks that actually don't spell bad news for your score.

If you’re hoping to buy a home this year with a small down payment, prepare for a reality check. One of the far-reaching consequences of the pandemic is that the 20% down payment is making a comeback.